I Owe so Much: Trip to the Mall, with my daughters!

After visiting several Tigo customer service stores we found out that I was out of points and my credit card points were not enough for the types of cellphones my daughter wanted. She wants basically a phone that can also play ... We continued shopping and we went to the Hyper Paiz at Cascadas Mall and there were several games she wanted, the cheapest one was about 700lps, way above the 300lps I had set as the soft limit and even above the 400lps I had as a hard limit. ...